I’ve clipped coupons for years and am a firm believer in it but this week the Wall Street Journal took a look at coupon clipping in a way that most people don’t. They are looking at it as a job, that’s right a job…and I think it’s a great job! : )

They looked at the money saved by using coupons as money earned. What a neat way to think about it! They say that the average coupon savings is $1.44 (that seems a bit high to me but I’ll go with it). A minute to clip it gives you a pay rate of $86.40 an hour. They pointed out something that I had never thought of, this is money that pays no taxes, Social Security, etc. so it’s equal to getting $108-123 an hour (variance depends on your marginal tax rates)! That sounds like a pretty great job, doesn’t it?

Now, we all know you can’t cut out a $1.44 coupon for something you actually need every minute for a full hour but the basic math does prove without a doubt that those small amounts saved are well worth the time it takes to clip and use them.

The writer of this article points out that if the average person can save $25 a week (I do that easily and hope you do too), then that’s $1200 you DIDNT spend on groceries, household supplies, etc. so think of that as an extra bonus in your paycheck.

Even in this economy, 99% of coupons are thrown away each week.

What about you…what do you think?

Straight from the website:

“You want to be fit and in shape physically, don’t you? What about mentally, spiritually, emotionally … and even financially?

We’re here to help you train your financial muscles to get you fit. Included in this bundle are 4 of Dave’s main resources to help you get started dumping debt and creating a budget that works for you.”

I love the Dave Ramsey plan because it works! It’s common sense advice that will walk you through the baby steps you need to get financially fit. This bundle has a $85 retail value, list price of $79.98, and is now on sale for $29.99!!! That’s a value of 63% off the list price! This sale ends February 18, 2010 so don’t put off buying it if you’re interested.

What’s included (from the website):

• The Total Money Makeover (Retail: $24.95)
  
  • Dave’s most recent New York Times best-seller
  • 7 organized, easy-to-follow steps that will lead you out of debt
  • 50+ real-life stories from people just like you who have followed these principles and are now winning with their money
  • Designed for everyone, regardless of income or age
• Cash Flow Planning Audio CD (Retail $14.95)
  • In this core Financial Peace University lesson, Dave shows you how to live on less than you make, pay your bills, allow for entertainment, AND still have money left over at the end of the month.
• Dumping Debt Audio CD (Retail $14.95)
  • In this core Financial Peace University lesson, Dave shows you how to become debt free as he walks you through the necessary steps and details of dumping debt with the Debt Snowball method.
• Financial Peace Personal Finance Software CD ($24.95)
  • Build your monthly cash flow plan
  • Calculate how quickly you can roll through the debt snowball
  • Determine monthly savings needed for retirement
  • Plan for annual expenses
  • Balance your checkbook easily

Want KFC coupons? Go and enter your zip code to get a list of coupons available in your area then simply print them off. Enjoy!

Enter to win a fabulous Disney Cruise Line vacation from Hanes and you could win a package of Hanes socks for free. The first 100 people entering will a package. You can win up to 3 packages during the promotion and the best time to enter would be 12 AM Fridays (ET) because that’s the start of each week. Good Luck

From the site:

The first 100 entrants each week will receive a free package of Hanes socks. Approximate value of each sock package is $10.00. For purposes of the sock prizes, each week begins at 12:00 a.m. ET on Friday and ends at 11:59:59 p.m. ET on the following Thursday, with the exception of the first week, which begins at 9:00 a.m. on Friday, December 18, 2009, and with the exception of the last week, which ends at 11:59:59 p.m. ET on Wednesday, March 31, 2010. Sock prizes will be mailed to the street address provided in the winning entries within four to six weeks of the close of each weekly period. Any sock prizes returned as undeliverable will not be awarded. Limit three (3) sock prizes per person/e-mail address/street address during the entire Promotional Period.

Mark your calendars! When you stop by your local Family Christian Store on Saturday, February 27th you can watch the new Veggie Tales movie Pistachio: The Little Boy That Woodn’t absolutely Free! Show times are at 10am, 12pm and again at 2pm. This is a great way to get out of the house and enjoy a free day with your little one.

Here are a few extras freebies you can get too:
-first 40 children get a free poster and balloon
-free stickers and coloring pages for all
-special in-store savings coupons

Here’s a printable coupon to get 25% off your entire purchase – including sale items!!!

Now, a sneak peak of the movie for your viewing pleasure.

With this printable coupon you can save 20% off your entire purchase (including clearance!) at JoAnns now through 2/26. This is a great way to save on crafting supplies!

Boxtops for Education is offering a $10 coupon booklet when you sign up for their newsletter. Sweet! Hurry, supplies are limited.

Print a Rebate for a Free Bag of Worlds Best Cat Litter (up to $12.99). You can also download a coupon for $3.00 off to save on your initial purchase.

Update: This offer has expired; all of the coupons have been printed.
Check out the $1/1 Starbucks Frappuccino coupon…that’s practically milk, right?

Print a coupon for $0.75/1 gallon of Borden Milk (or two half-gallons). What a great coupon! Click on the link and then scroll down and click on the coupons tab on the left of the screen to print your coupon.

Print a coupon for $4/1 Baby Basics Diapers. This is a great coupon, check to see if there are any stores in your area which sell these diapers.